Which of the following is NOT a duty of the Texas Department of Insurance (TDI)?

The correct answer indicates that consumer education is not a duty of the Texas Department of Insurance (TDI). This is an important distinction because while TDI has a variety of critical responsibilities, such as overseeing insurance agents, regulating investments, and ensuring proper market conduct, consumer education is typically regarded as a supplementary or supportive function rather than a primary regulatory duty.

The TDI does engage in some consumer outreach and education initiatives, but these efforts are often more about providing resources and information rather than being a formal duty. This role might be seen as one of the ancillary functions supporting the main regulatory aims of the department, which focus more on the oversight of the insurance industry’s compliance with laws and regulations, agent licensing, and the financial aspects of insurance investments.

Understanding these responsibilities helps clarify the TDI's focus on regulation and enforcement rather than on broad consumer education as a primary duty. This distinction is essential in grasping the scope of how the TDI functions within the Texas insurance landscape.