How must surplus lines agents notify clients about changes in their policies?

Surplus lines agents are required to provide clients with written notice detailing any changes in their policies. This requirement ensures that clients have a clear, documented record of the changes and can understand the implications of those changes. Written communication is essential in maintaining transparency and protecting both the client and the agent legally. It serves as proof that the agent has fulfilled their duty to inform the client adequately.

Effective communication in the insurance industry, especially regarding significant changes in policies, helps prevent misunderstandings and disputes. Written notice typically includes specifics about what the changes entail, how they will affect the client, and any necessary actions the client may need to take. This comprehensive approach aligns with regulatory standards and best practices for insurance communication, which prioritize clarity and accountability.