Complete the statement: The enforceable promise in a unilateral contract is made by...

In a unilateral contract, the enforceable promise is made solely by one party, which in this context refers to the insurer. A unilateral contract is characterized by one party making a promise in exchange for an act or performance by another party, rather than a mutual exchange of promises.

In insurance, when an insurer issues a policy, they promise to pay a specified amount upon the occurrence of a covered event, such as a loss or damage. This promise becomes enforceable when the insured fulfills their part of the arrangement, typically by paying the premium. The insurer's obligation to pay is dependent on this condition being met, but it is the insurer who makes the initial promise.

The insured does not make an enforceable promise at the outset; instead, their agreement to the terms is usually seen as acceptance of the contract. Therefore, the enforceable promise is clearly attributed to the insurer alone in this type of contract structure.